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Unit 9 Opening a bank account
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Do you know these logos?(标志)
中国银行 BC 中国工商银行 ICBC Bank of China Industrial and Commercial Bank of China
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中国农业银行 ABC 中国建设银行 CBC Agriculture Bank of China Construction Bank of China
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Do you know any other banks?
杭州商业银行 中信银行
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Do you know their English names?
花旗银行 中国人民银行 Have you ever been to any of these banks? What do you do at the bank?
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When do you go to a bank teller?
银行出纳 处理存款、取款或兑换支票 save money a bank teller
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When do you go to a bank officer?
open a bank account a bank officer(银行高级职员) 当你开户、申请 ATM 卡或者信用卡、办理贷款以及定期存款等业务。 bank staff
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Credit Card(信用卡)
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a checkbook a passbook 支票簿 存折
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Bank Business sign 签字 deposit 储蓄 endorse 签字 withdrawal 提款
开支票时,在支票的正面签字 endorse 签字 兑现支票时,在支票背面签字 withdrawal 提款
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Banking Business a bank account: a saving account: a checking account:
用户跟银行签订的存款或者取款的协议。 a saving account: 用来储蓄。 a checking account: 通常用来支付租金、购买日常用品、家庭帐单。 每月银行帐户业务活动清单,列出了进行的存款、取款业务和获得的利息以及银行帐户余额。 a statement:
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a CD (certificate of deposit):
Banking Business a CD (certificate of deposit): 定期存款。 a holiday saving club: 短期存款帐户,帮助用户为假日支出所储蓄的资金。 Joint Account: 联合(名)帐户。以多个人的名字开设的储蓄帐户或活期帐户,比如父母/子女帐户或妻子/丈夫帐户。 IRA (Individual Retirement Account): 个人自愿投资性退休帐户。
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Bank Statements 银行结算 interest a fee
为银行业务而支付的服务费。如使用支票帐户或者在 ATM自动取款机上取钱。 当你在银行存款时,银行支付给你的利息。
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Listen to the conversations and complete each sentence.
ATM fees endorsing a check a holiday saving club endorsing a check Conversation 1: They’re talking about ___________________. a holiday saving club Conversation 2: They’re talking about _________________. ATM fees Conversation 3: They’re talking about _______________.
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Woman 1: I’d like this in _______ and ______, please.
Conversation 1: twenties Woman 1: I’d like this in _______ and ______, please. Woman 2: Sure. Oh, you didn’t ________ the back. Woman 1: You’re right. Here you ______. Woman 2: Great. Now I can ______ it for you . tens endorse go cash
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Conversation 2: Man: How much do you think we should _______? Woman: Well, if we put in _______ a month, we’ll have over ______ by December. Man: ______? That’s not bad. We’ll be able to buy something nice for ________ in the family. Woman: ______ good. Let’s do it. save $20 $200 $200 everyone Sounds
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Man 1: I’m completely out of ______, and I have to go shopping.
Conversation 3: Man 1: I’m completely out of ______, and I have to go shopping. Man 2: Well, there’s a cash machine at the __________. Man 1: No way. The ______ are too high. My bank is right around the _______. Let’s just take a _______ to get the cash. cash supermarket fees corner second
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Complete each sentence. Write the words on the line.
back 1. You can’t deposit this check if you don’t endorse the _____ and write your account number on it. high 2. I want a saving account with a ______ interest rate. low 3. I’d like a bank where the fees are ________. 4. My husband and I would like to open _______ checking account. a joint 5. I think I was overcharged on my checking fees. Please look at my ___________. statement
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Do you know how to get an ATM card?
Do you know how to use the ATM? How much money can we take a time? What will we do if we make a mistake? Do you know how to get an ATM card? Do it yourself!
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Homework: 1. Copy and learn the new word by heart. 2. Do Exercise 1&2 on p.205 of the workbook.
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Thank you ! Goodbye!
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