Unit 9 Opening a bank account

Do you know these logos?（标志） 中国银行 BC 中国工商银行 ICBC Bank of China Industrial and Commercial Bank of China

中国农业银行 ABC 中国建设银行 CBC Agriculture Bank of China Construction Bank of China

Do you know any other banks? 杭州商业银行 中信银行

Do you know their English names? 花旗银行 中国人民银行 Have you ever been to any of these banks? What do you do at the bank?

When do you go to a bank teller? 银行出纳 处理存款、取款或兑换支票 save money a bank teller

When do you go to a bank officer? open a bank account a bank officer（银行高级职员） 当你开户、申请 ATM 卡或者信用卡、办理贷款以及定期存款等业务。 bank staff

Credit Card（信用卡）

a checkbook a passbook 支票簿 存折

Bank Business sign 签字 deposit 储蓄 endorse 签字 withdrawal 提款 开支票时，在支票的正面签字 endorse 签字 兑现支票时，在支票背面签字 withdrawal 提款

Banking Business a bank account: a saving account: a checking account: 用户跟银行签订的存款或者取款的协议。 a saving account: 用来储蓄。 a checking account: 通常用来支付租金、购买日常用品、家庭帐单。 每月银行帐户业务活动清单，列出了进行的存款、取款业务和获得的利息以及银行帐户余额。 a statement:

a CD (certificate of deposit): Banking Business a CD (certificate of deposit): 定期存款。 a holiday saving club: 短期存款帐户，帮助用户为假日支出所储蓄的资金。 Joint Account: 联合（名）帐户。以多个人的名字开设的储蓄帐户或活期帐户，比如父母/子女帐户或妻子/丈夫帐户。 IRA (Individual Retirement Account): 个人自愿投资性退休帐户。

Bank Statements 银行结算 interest a fee 为银行业务而支付的服务费。如使用支票帐户或者在 ATM自动取款机上取钱。 当你在银行存款时，银行支付给你的利息。

Listen to the conversations and complete each sentence. ATM fees endorsing a check a holiday saving club endorsing a check Conversation 1: They’re talking about ___________________. a holiday saving club Conversation 2: They’re talking about _________________. ATM fees Conversation 3: They’re talking about _______________.

Woman 1: I’d like this in _______ and ______, please. Conversation 1: twenties Woman 1: I’d like this in _______ and ______, please. Woman 2: Sure. Oh, you didn’t ________ the back. Woman 1: You’re right. Here you ______. Woman 2: Great. Now I can ______ it for you . tens endorse go cash

Conversation 2: Man: How much do you think we should _______? Woman: Well, if we put in _______ a month, we’ll have over ______ by December. Man: ______? That’s not bad. We’ll be able to buy something nice for ________ in the family. Woman: ______ good. Let’s do it. save $20 $200 $200 everyone Sounds

Man 1: I’m completely out of ______, and I have to go shopping. Conversation 3: Man 1: I’m completely out of ______, and I have to go shopping. Man 2: Well, there’s a cash machine at the __________. Man 1: No way. The ______ are too high. My bank is right around the _______. Let’s just take a _______ to get the cash. cash supermarket fees corner second

Complete each sentence. Write the words on the line. back 1. You can’t deposit this check if you don’t endorse the _____ and write your account number on it. high 2. I want a saving account with a ______ interest rate. low 3. I’d like a bank where the fees are ________. 4. My husband and I would like to open _______ checking account. a joint 5. I think I was overcharged on my checking fees. Please look at my ___________. statement

Do you know how to get an ATM card? Do you know how to use the ATM? How much money can we take a time? What will we do if we make a mistake? Do you know how to get an ATM card? Do it yourself!

Homework: 1. Copy and learn the new word by heart. 2. Do Exercise 1&2 on p.205 of the workbook.

Thank you ! Goodbye!